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Ann Arbor, Dexter, and Saline Weather  The southeaster corner of Michigan, set on a series of beautiful lakes, has delightful summers and white winters. Spring comes in April and May when winter’s chill dissipates and temperatures begin to rise into the 50s although evenings still hover in the high 30’s. Sometimes there can be a last light dusting of snow in April but by May, days reach into the low 70s with evenings rising to about 50 degrees. Summer comes in June as temperatures rise to the high 70s-low 80’s and July and August are extremely agreeable with highs in the low 80s. Summer evenings stay warm, with temperatures in the high 50s and low 60s. As summer draws to a close, temperatures in September remain in 70s during the day but evenings become cooler and begin to move towards the lower 50s. Humidity all year long hovers around 70-80 percent in the mornings, but afternoon humidity goes down to about 50 percent, so the summer months stay pleasant and are never thick. As fall unfolds, October is still fine with temperatures in the low 60s during the day although evening temperatures move down to the low 40s. November days are in the mid 40s and evenings start to dip below freezing. White winter arrives in December and lasts through February, which are the coldest months when daytime highs only rise to 30 degrees and evenings fall in the low teens to low 20s. March signals the end of winter as days move into the mid 40s with evenings still around freezing and still some snow. The snowiest months are December through February with average snowfall of nine to 12 inches per month and occasional blizzards with strong lake snow effect. Lovely breezes blow all year long keeping the air clear and annual rainfall averages approximately 35 inches per year with two to three inches falling per month keeping everything green and fresh. The most rain falls in August with about 3.5 inches, the warmest month is July and the coldest month is January.  Request my Free Ann Arbor, Dexter, and Saline Relocation Package. It's packed full of useful and important information about the Ann Arbor, Dexter, and Saline, Michigan area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... 
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Tax Considerations >Tax Breaks
Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
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| Q |
What is the role of the U.S. Housing Authority?
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| A |
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states. |
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